4405 Commons Drive East
Destin, FL 32541
(850) 269-0871 (fax)
SmartBank emerged in January 2006, when long-time executive bankers Bill Carroll and Billy Carroll decided to start the process of organizing a bank with the image, values and service level that would become incomparable to any other bank in the market. SmartBank opened its first office in January 2007 in Pigeon Forge, Tennessee. Today, SmartBank has 29 branches and four loan production offices serving clients in Tennessee, Alabama and the Florida Panhandle.
Recruiting the best people, delivering exceptional client service, strategic branching and a conservative and disciplined approach to lending have all given rise to SmartBank’s success.